Workers’ Compensation Insurance
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Protect your company with Workers’ Compensation Insurance
Workers’ Compensation Insurance is coverage for an employee’s medical expenses, lost wages, and rehabilitation services that result from a workplace injury or illness. Workers’ Compensation Insurance is known by many names from Workman’s Compensation, Workers’ Comp, Workman’s Comp, and others. Coverage by any other name… is still state regulated and generally mandatory for many businesses. Lemax Insurance Services, LLC. has teamed up with many highly rated insurance carriers to help your business get the coverage you need.
Help protect your business
Mandatory Workman’s Compensation insurance may not be as fun as a mandatory ice cream cone but it’s still an invaluable asset to both you and your employees. It provides financial protection from job-related accidents and illnesses. Accidents happen, but workers’ comp provides your business with a safety net that helps prepare you for the unexpected.
What is covered in a Workers’ Compensation policy?
Workers’ Compensation policies differ by where you operate. In general, the policy covers:
- Lost Wages
- Medical Expenses
- Rehabilitation Expenses
- Death Benefits
For an employee, owner, and officer’s injury or illness that occurs due to the job.
Do I need Workers’ Compensation Insurance?
Most states require businesses with one or more employees to have workers’ compensation insurance. Many states require employers to post the identity of the insurer and how to report a claim for employees. In addition to following state regulations, as a business owner you want to protect your business, yourself, and your employees from unforeseen accidents and prevent business interruption.